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Zagga to fund development of sought-after Rose Bay project

The Vue le Pont development is a multi-level building designed to the highest standard, with views of Sydney Harbour, the bridge, and the city. It is expected to garner appeal from locals, expats, and high-net-worth international buyers, who are looking for ‘lock-up & leave’ right-sized product situated within the local neighbourhood.

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Interest rates pressured by inflation as the economy slows

The past month was dominated by news of weaker economic growth, a still fragile labour market and an upward blip in inflation. There was no surprise when RBA left interest rates steady at 4.35 per cent after its June meeting, meaning there has been no policy change since the last rate hike in November 2023.

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Celebrating seven years of consistent returns

We have grown from an idea into an independent alternative investment manager focused on commercial real estate debt. Looking ahead, we are excited about the opportunities available to us, and our ability to originate secured investments, underpinned by high-quality commercial real estate assets, with strong, credible counterparties, offering consistent returns.

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Credit, investment and property risk outlook – June 2024

The Australian property market continues to deliver stable results in most jurisdictions despite the higher cost of living currently being experienced by many Australians… The construction sector remains tight with pressure on supply-chains relating to materials and labour evident, however we are seeing trends suggesting we are at, or very close to, the top of the price-hiking cycle.

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Private credit improves SMSF portfolios

SMSF investors can access private credit opportunities through the Zagga CRED fund, which is a unitised version of the Zagga Feeder Fund. The underlying investments for the offering are high-quality, mortgaged-secured loans in the commercial real estate sector.

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Unemployment rises and the economy remains weak

Markets are volatile. Weak economic conditions and falling inflation has rekindled expectations of interest rates cuts in Australia and much of the industrialised world in coming months… The next readings on inflation and unemployment will be critical in the timing of those cuts.

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Could this be the answer to the housing crisis?

Australia is still in the midst of a housing crisis. House prices have risen for 15 consecutive months. Rents are soaring. Demand is outstripping supply. Alan Greenstein talks to Sean about the potential for private credit to make a difference to the housing crisis.

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Credit, investment and property risk outlook

NSW continues to grapple with a significant housing shortage. Economic forecasts project a substantial increase in population over the next five years, further exacerbating the current housing situation… Looking forward, we remain buoyed by the market opportunity for us to fund many future projects.

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CEO’s Update: March 2024

As we step into the second quarter of 2024, it’s imperative to reflect on the economic landscape that shaped the preceding months. In Australia, the first quarter of 2024 was marked by a blend of optimism and caution, as various sectors navigated through both challenges and opportunities. Among the focal points of discussion was the state of commercial real estate debt (CRED), a critical component influencing the overall economic outlook.

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Interest rates are still expected to fall,
but RBA says ‘not yet’

While there remain reason to be cautiously optimistic about the outlook for the economy later in 2024, the RBA needs confirmation that inflation is tracking towards the mid-point of its 2 to 3 per cent before moving to cut rates. This is likely to come the next quarter or two as the current sluggish growth dampens the pricing power of business and with that inflation is driven lower.

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Insights from PERE Asia Summit 2024

Current economic, real estate and investment trends driving the discussions at the PERE Asia Conference underscore the promising outlook for investors in private credit. The appealing fundamentals of Australia, coupled with the preference for fixed income strategies and low volatility, highlight the need for private credit to be a key component of every investor’s portfolio.

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Housing challenges and solutions: A current outlook

We recently shared news that our very own, Frank Hageali, Zagga’s Director, Property & Risk, has been appointed a member of the Property Council of Australia’s NSW Precincts Committee. As part of this new appointment, we asked Frank to share insights on the topics dominating media headlines: housing challenges, affordability issues, construction challenges and effects of inflation.

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Credit update and outlook

As we approach the end of the interest rate rising cycle, we are seeing various indicators stabilise, including building materials, supplies, and stock. This is a positive sign that the market is adjusting, and we are closely monitoring these trends.

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CEO’s Update: Welcome to 2024

For Zagga, the year has begun, much like it ended, with a spate of activity. It was very pleasing, during the final quarter of 2023, to see several extended loans discharging, offering an opportunity for investors to re-cycle their money into fresher opportunities. We look forward to this trend continuing through 2024, as the industry implements solves for the various factors that caused these delays.

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2024 Economic Forecast

“It’s going to be a tough first half of 2024, I think, for the economy. But when we get to the second half, the tax cuts that we’re hearing so much about, will come through. If we get interest rate cuts and inflations under control, then the second half of 2024 will be a better year for the economy. And we could even have a pretty strong outlook for 2025.”

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What are first mortgage investments?

In today’s multifaceted investment landscape, sophisticated investors are seeking alternative investment opportunities which provide a more attractive return for risk proposition with lower volatility than what is currently available in the public markets.

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What to expect for the economy in 2024

2023 ended with a clear and marked slowdown… The key issues early in 2024 will be the extent of the fall in inflation – if it falls earlier and more aggressively than the RBA is currently forecasting, the start of the interest rate cutting cycle will be brought forward to the first half of the year.

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CEO’s Update: Wrapping up 2023

At Zagga, we are pleased to have successfully navigated the turbulent waters of the past 12 months… We close 2023 with a sense that economic and market conditions overall will start to improve, with some sunlight now peeking through the clouds… We look forward to the continued support of all of our stakeholders as we sail into 2024. We are ready for whatever the conditions might be.

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RBA hikes rates despite slower growth: House prices momentum is slowing

House prices continue to rise at a solid pace with the strong demand / weak supply dynamics still at play… but the largest cities continue to register large price increases. Since the low point early in 2023, house prices have risen 8 per cent to be at a new record high. Importantly, auction clearance rates have turned down from the mid 2023 peak, while at the same time new listings of properties for sale are rising as sellers take advantage of what are positive issues for them to list their property.

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House prices remain strong, as inflation continues to ease

One of the key issues for the Australian economy in 2023 has been the strength in house prices… The end point… is that house prices are set to rise by 10 per cent in 2023, not fall 20 per cent, as the demand and supply dynamics underpin prices across all capital cities and in many regional areas. From an economic perspective, this is good news.

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Oil prices shock the world as the economy continues to slow

These events have had a significant impact on global financial markets which have reaction by pricing in a higher probability – but not a certainty – that official interest rates will need to rise further to squash any re-emerging inflation pressures while at the same time, expectations for interest rate cuts have been dramatically scaled back.

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Reflecting on Zagga’s journey since 2017

As we look to build on the foundations established since 2017 and to grow our business, we remain committed, not only to sourcing top quality alternative investment options from our accredited borrower clients and trusted introducers, but also to innovate and diversify the manner in which these can be structured and delivered to best effect and to meet the expanding requirements of our broad investor base.

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New unitised private debt fund released

Boutique investment manager and non-bank lender Zagga has launched its initial unitised private debt fund aimed at providing investors with access to an asset class that can operate as a hedge against the rising interest rates currently pervading the Australian economy.

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Zagga launches unitised CRED fund in response to adviser demand

Boutique investment manager and non-bank lender Zagga has announced the launch of its inaugural unitised private debt fund, the Zagga CRED Fund (ZCF). According to the firm, given the asset class’ ability to serve as a robust hedge against rising interest rates, the fund presents as a compelling alternative for advisers aiming to increase their clients’ allocation to private debt in the current inflationary climate.

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Stepping up for people living with cerebral palsy

This STEPtember, the team at Zagga are proud to be joining a community of over 120,000 Australians moving together to drive meaningful change for people with cerebral palsy. Our aim is to move 10,000 steps – or its equivalent – per team member, per day for the full 30 days! It’ll be a worthwhile challenge knowing we’re fundraising to support people with cerebral palsy.

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More Interest Rate Hikes As The Economy Slows 

While there remains clear evidence of the economy slowing, Stephen Koukoulas, Zagga’s Economist ‘in residence’, also acknowledges the positive trends currently coming to light: “House prices are… stronger, being in the early stages of a cyclical upturn with a surge in demand for housing coming from sharply higher immigration and supply being constrained by low levels of new dwelling construction.”

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Population Boom Fuels A House Price Rebound

House prices are rising. This has a range of important implications particularly when it comes to the cost effectiveness of new construction and the medium term outlook for the dwelling sector. If what we are seeing on house prices is the early stages of a price uplift, even of moderate proportions, the incentives for builders moves in favour of new construction.

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Zagga ESG Roundtable

Environmental, Social and Governance (ESG) considerations have become increasingly important in the investment industry over the past few years. To try and better understand the

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SMSFs must increase debt exposures

A lack of diversification and limited exposure to debt-based products was constraining the portfolios of Australian SMSF trustees and a new approach to income investments was needed, according to marketplace lender Zagga.

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