About Us

Who we are

We are an ASIC-regulated, Australian boutique investment manager and non-bank lender incorporated in 2016.

Our objective is to generate stable, fixed income style, investment returns through funding high-quality, mortgage secured, loan transactions focussing primarily on the Commercial Real Estate Debt sector on the eastern seaboard of Australia.

To date, we have returned 100% of all investor capital.

Our base of investors includes high net worth individuals, family offices and institutional funders, from Japan, Singapore, China, Mauritius, Switzerland, USA, South Africa and Australia.

We operate with an investor first approach

Our high-calibre team has over 200 years’
combined experience in credit, property and
investment management.

Our objective

“We present risk-mitigated CRED opportunities that consistently deliver steady income which, when compounded over many years, constitute highly attractive returns.”

~ Alan Greenstein, CEO & Co-Founder

With our expertise

We are well placed to assist in creating risk-adjusted, stable investment income through our range of secured, private debt investment opportunities.

Why Zagga?


We treat our borrowers, investors and service providers as partners in our business.

We recognise that partnership requires that the needs of each partner are met.

Every loan transaction is individually assessed on its merits and is aimed at delivering a commercial, flexible and responsive outcome.


We operate with an ‘investor first’ approach and will not compromise credit quality over increased return.

The Zagga executive team has over 200 years’ combined experience in analysing, structuring and managing complex loan transactions.

We operate with integrity, transparency and honesty as our core behaviours.


We intrinsically understand that sustainable business requires long-term relationships.

We inculcate the value of relationships in our team members.

The growth of our business is based on strong relationships with our investors (all of whom have been introduced through word of mouth referral) and our borrowers (of whom 30% are repeat borrowers).


Our journey to date

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Zagga Investments (ZI) is the investment manager and AFSL holder and Trustee of the Zagga Investments Lending Trust (ZILT), which houses all the loans and related security in separate sub-trusts under ZILT.

The functions performed by ZI include origination of loans, credit assessment of borrowers, portfolio oversight (diversification/ credit ratings), ongoing monitoring of loan performance and follow up of any defaults.

Our Committees


The Compliance Committee covers all regulatory reporting aspects to ATO, ASIC and AUSTRAC, including compliance with ACL and AFSL conditions, key person risk and regular policy reviews and updates.


The Credit Oversight Committee reviews Credit Policy, reviews any special, unusual or extraordinary loan applications, authorises new loans for funding, oversees credit exposure, risk underwriting, and defaults.


The Investment Committee reviews and oversees the management, deployment and allocation of investments across the Zagga portfolio, including the Zagga discretionary investment trusts.


The ESG Committee, chaired by an independent ESG expert, is responsible for strategy and policy development, oversees reporting and implementation of strategic priorities.


Your Zagga Representatives

Incorporated in 2016, the Zagga team, consisting of over 20 people, has over 200 years’ combined experience covering the areas of:

  • Treasury and Finance Distribution,
  • Marketing and Business Development,
  • Credit and Operations

We are experienced professionals with a diverse range of professional backgrounds and are currently enjoying a period of growth and expansion in the team.

Do you have questions about investing through Zagga?​

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