How We Lend
Each loan we fund is secured by a first ranking mortgage against quality property assets with a recent valuation.
These loans are further supported by:
We will consider the following real property asset types:
We understand that every property transaction is different.
We’re committed to building lasting relationships and providing tailored solutions which turn our partners’ visions into reality.
Risk based interest rates via the credit assessment score
We don’t believe in one size fits all and we don’t believe in all borrowers paying the same rate. Because of this, interest rates differ from borrower to borrower, and loan to loan. We consider the competence, experience and reputation of the borrower, and the underlying sponsor, just as carefully as we do the value of the primary security asset.
The Zagga Credit Assessment Score (CAS) is an alpha + numeric risk-based assessment score assigned to borrowers based on the loan specifics and the information they have provided.
The alphapart of the CAS considers the borrower’s credit history and their expected ability to service the proposed loan.
The numeric part of the CAS considers the loan to security value ratio (LVR).
Let’s have a chat
If you’re ready to experience the Zagga difference,
reach out and have a chat.
Director, Investment & Risk
0424 205 326
Director, Property & Risk
0411 206 761
Do you have questions about borrowing through Zagga?
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