Private credit: bridging the gap in sustainable housing

Tom Cranfield, Director, Investment & Risk, joined Ausbiz to discuss the critical role private credit plays in financing sustainable housing and tackling Australia’s housing supply shortage.

Source: ausbiz
Date: 03 December 2024

In the conversation, Tom highlighted:

how Zagga was able to provide flexible, agile and commercially-minded financing for Jamie Durie’s eco-friendly project that had a focus on reducing energy consumption and its carbon footprint
the dual benefit of private credit: enabling investors to satisfy their ESG mandates whilst also being able to deliver accessible capital for borrowers to bring innovative projects to life
the need for diverse housing solutions, including multi-level residential developments, to address Australia’s shortfall in housing approvals and supply.

At Zagga, we’re committed to driving change by supporting projects that not only meet market demand but also contribute to a more sustainable future.

Watch the full discussion below to learn how private credit is helping to reshape Australia’s housing landscape.

This article is for information purposes only. It does not take into account your objectives, financial situation or needs. Any opinion expressed in this article are of the author and is subject to change without notice. Readers are reminded to exercise caution and use their own judgment when interpreting and applying the information contained in this article.

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Zagga Market Pty Limited (Australian Credit Licence 490904) ACN 611 662 401 acts as the Servicer of loans acting on behalf of the credit provider, Zagga Investments Pty Limited (AFSL 492354) ACN 615 154 786, trustee of the Zagga Investments Lending Trust

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All portfolio numbers quoted correct as at 1 October 2025.

*Average investor return across the active portfolio as at 1 October 2025.

**Target return is after expenses and any applicable management fees for the year ended 30 June 2026. OCR = Australian Reserve Bank Official Cash Rate.

Past performance is not a reliable indicator of future performance and investments are subject to investment risk, fees and costs. Returns are not guaranteed.

Prospective investors wishing to invest in a Zagga direct investment or a Zagga Fund should fully consider the Information Memorandum, ZFF Fact Sheet and/or ZWF Brochure, available from Zagga, before applying to invest. Investments are subject to risks.

Articles on this website have been prepared by Zagga Investments Pty Limited (AFSL 492354) ACN 615 154 786 (Zagga) for information purposes only. It doesn’t take into account your objectives, financial situation or needs, nor is it intended as a substitute for any accounting, tax or other professional advice, consultation or service. Nothing in this article shall be construed as a solicitation to buy or sell any financial product, or to engage in or refrain from engaging in any transaction.

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