Invest Directly

Make your funds work harder for you by investing in this growing asset
class. Investing is simple, fast and secured.

Register today

Invest directly in individual investments

Invest in single loan transactions as they are made available through the platform.

Select only the types of loans you are interested in, based on your risk profile and return

You review the loan details to ensure it fits your investment objectives

You'll always retain absolute choice and control over your investment preferences

We are not looking to outperform the market

We present risk-mitigated CRED opportunities that consistently deliver steady income which, when compounded over many years, constitute highly attractive returns.

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Benefits of Direct Investments

Flexibility
& control

Choose the opportunities that best suit your investment objectives​

Regular
income

For the duration of your chosen investment opportunity

Portfolio diversification

Through investing across different loan types, terms and security locations

Specific allocation

Your investment funds are NEVER pooled

Invest from $100,000

This is the minimum investment amount per entity

Here are some recent direct investment opportunities we have facilitated for our investors.

Camden, NSW

8.40%

Investor return p.a. (variable)

LVR 65,00%

Site acquisition

Estimated term 10-16 months

Double Bay, NSW

8.50%

Investor return p.a. (variable)

LVR 45.79%

Refurbishment – Commercial office

Estimated term 15-18 months

Haymarket, NSW

8.35%

Investor return p.a. (variable)

LVR 67.57%

Working capital facility

Estimated term 12-18 months

Spring Farm, NSW

8.90%

Investor return p.a. (variable)

LVR 65.59%

Residential subdivision

Estimated term 10-13 months
Explore our funding showcase
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Get started in just three easy steps:

Start investing with us

Register today
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REGISTER

Confirm your investment entities and status as a wholesale investor

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CREATE AN ENTITY

Create an entity through which to invest.

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INVEST

Earn regular income and be kept informed on your investment

Do you have questions about investing through Zagga?​

Fill in your details to schedule a call back at a time that suits you.
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We would like to acknowledge the Traditional Custodians of the lands, seas, and communities in which we provide our services. We would also like to pay our respects to the Elders past, present and emerging, and the continuing cultural influence they have on Australia.

Zagga Market Pty Limited (Australian Credit Licence 490904) ACN 611 662 401 acts as the Servicer of loans acting on behalf of the credit provider, Zagga Investments Pty Limited (AFSL 492354) ACN 615 154 786, trustee of the Zagga Investments Lending Trust

Additional Disclaimer

All portfolio numbers quoted correct as at 1 October 2025.

*Average investor return across the active portfolio as at 1 October 2025.

**Target return is after expenses and any applicable management fees for the year ended 30 June 2026. OCR = Australian Reserve Bank Official Cash Rate.

Past performance is not a reliable indicator of future performance and investments are subject to investment risk, fees and costs. Returns are not guaranteed.

Prospective investors wishing to invest in a Zagga direct investment or a Zagga Fund should fully consider the Information Memorandum, ZFF Fact Sheet and/or ZWF Brochure, available from Zagga, before applying to invest. Investments are subject to risks.

Articles on this website have been prepared by Zagga Investments Pty Limited (AFSL 492354) ACN 615 154 786 (Zagga) for information purposes only. It doesn’t take into account your objectives, financial situation or needs, nor is it intended as a substitute for any accounting, tax or other professional advice, consultation or service. Nothing in this article shall be construed as a solicitation to buy or sell any financial product, or to engage in or refrain from engaging in any transaction.

Past performance should not be taken as an indication or guarantee of future performance and no representation or warranty, express or implied, is made regarding future performance. Economic conditions may change.

Any analysis provided in this article is based on information obtained from sources believed to be reliable but Zagga does not make any representation or warranty that it is accurate, complete or up to date. Zagga accepts no obligation to correct or update the information or opinions in it. Any opinions expressed in this article are of the author and is subject to change without notice. Readers are reminded to exercise caution and use their own judgment when interpreting and applying the information contained in this article No member of Zagga accepts any liability whatsoever for any direct, indirect, consequential or other loss arising from any use of such information.

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