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Reshaping the lending landscape


Reshaping the lending landscape

Alternative lending is creating new opportunities for businesses

As banks tighten the screws on credit, alternative lenders have an opportunity to improve their market share. But pressure is building on intermediaries to match borrowers with the right loans and lenders.

Download the full discussion paper to understand the trends shaping the lending environment to date, and the impact on all market participants.

The current landscape

Some fundamental themes have been transforming the current lending landscape and are likely to define it next year and beyond. The major banks have continued to tighten credit, under pressure from regulators. As a result, alternative lenders are increasing their market share across a range of loan types. And in this more complex market, brokers are working harder than ever to source the right loans for their clients.


Alternative lending is creating new opportunities for businesses

The Australian market has seen significant growth in the number of alternative lenders providing secured and unsecured loans to business, and providing new opportunities to underserved customers. The mainstream banks’ approach to SME lending has sometimes been characterised as ‘the slow no’ - time-intensive applications and high decline rates, creating a market ripe for disruption.

Download the full discussion paper to explore how today’s lending trends are affecting the market today, and tomorrow.

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