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Borrowing rates and fees


Borrowing rates and fees

Borrower interest rates

Zagga doesn't believe in one-size-fits-all. Our interest rates are 100% transparent, transaction-specific and based entirely on risk and strength of borrower. Loan purpose, type of security and location, loan size and loan to valuation ratio (LVR) all contribute to the Zagga Credit Assessment Score upon which the final interest rate is calculated.

For more information regarding the Borrower interest rates, please refer to FAQs – Borrow/ What interest rate do I pay?

Platform Fee

Our marketplace is designed to enable creditworthy borrowers to borrow money from committed investors. Borrowers are charged a Platform Fee only when their loan application has been approved and fully funded, at settlement.

The Platform Fee is between 1% to 3.5% of the total approved loan amount and is dependent on the borrower's Zagga Credit Assessment Score. 

For more information regarding the Platform Fee, please refer to FAQs – Borrow/What fees do I pay?