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Our People


Our People

Everyone at Zagga is passionate about marketplace lending. We come from a wide variety of backgrounds and experience and share a common desire to change the financial landscape in Australia for the benefit of all.

The Zagga leadership

Peter Clare


Peter is a financial services industry icon with many years of leadership and executive experience heading up a number of leading financial institutions including Commonwealth Bank, Westpac and St George. Most recently, Peter was CEO of Westpac New Zealand Limited, a division of Westpac Banking Corporation Limited.

Peter is active in the leadership of Australia's fintech scene currently serving as Chairman of Zagga Group and ChimpChange Limited (CCA.AX), as well as holding directorships with Rubik Financial Limited (RFL.AX), Scottish Pacific Group Limited (SCO.AX), Digicash and Capital Market Technologies.

Peter is a member of the Australian Institute of Company Directors and the Governance Institute of Australia, and a fellow of CPA Australia and the Financial Services Institute of Australasia (FINSIA).

Peter also chairs Zagga's Compliance Committee and Credit and Risk Committee.

Alan Greenstein


Alan has extensive experience in credit, risk management, executive management and investments, having led a number of banks and financial services businesses in South Africa. He co-founded a family office in Sydney, and consulted extensively in banking and financial services. Most recently, Alan conceived, built and managed a direct mortgage originator for an Australian direct insurer, in association with a well-known Australian banking group.

Alan is a member of the Zagga Compliance Committee and the Zagga Credit and Risk Committee.

Marcus Morrison

Executive Director

Marcus is the co-founder, CEO and Director of Zagga in New Zealand as well as the co-founder and Executive Director of Zagga. He is a highly experienced management consultant and business leader who has worked globally for some of the world’s most notable and successful organisations in the area of general management, organisational strategy, sales & marketing and people. He has an enviable track record of driving commercial success across a range of industries – including global banking and finance – and is regarded as a leading commercial strategist. Additionally, he has set up and operated a range of successful businesses in the service, importing, and consulting arenas. He holds B.Sc. (1st Class Hons) and B.A. degrees from Victoria University of Wellington.

Marcus is a member of the Zagga Compliance Committee and the Zagga Credit and Risk Committee.

Edwin Morrison


Edwin is a partner of K3, a legal, accounting and consulting firm, and co-founder of Zagga. He is a property, commercial and finance specialist and is a LLB and B.A graduate from Victoria University.

Edwin is a member of the Zagga Compliance Committee.

Michael Blumenthal


Michael is an experienced investor, consultant and entrepreneur, having been involved in multiple successful start-ups. Starting his own first business at the age of 17, Michael ventured out to build a successful career as a stockbroker at a large US brokerage before taking up the reins as director, and then subsequently CEO, of a large family enterprise. In 2008, Michael founded “Jemstep”, a ground-breaking “robo-technology” company that successfully automated investment recommendations in the wealth management field. Jemstep received multiple patents in the US and other countries and has since won numerous industry awards. Jemstep was sold in 2016 to Invesco (NYSE:IVZ), one of the world’s largest mutual fund companies.

Kevin Berkowitz


Kevin is a highly successful businessman with a proven track record of success. He founded and self-managed his company, which, over a period of twenty years, he grew into a multi-million dollar market leader. That business was acquired at a significant premium by a private equity group, some years after which Kevin exited the business.
Kevin is an entrepreneur with investments in several businesses across a broad spectrum of activities. He was one of the founder investors in "Jemstep", a ground-breaking "robo-technology" company that successfully automated investment recommendations in the wealth management field. His significant business acumen, personal skills, and knowledge are of enormous value to Zagga.

Kevin is a member of the Zagga Credit Committee.

The Zagga team

Our people are professional, experienced and dedicated to the success of the business. We understand the critical importance of customer satisfaction and will put the customer experience at the forefront of everything we do, to deliver outstanding results and a seamless experience, time and time again.

Glenn Morris

General Manager - Operations

Glenn has over 30 years of experience in the banking and finance industries. He has managed large wholesale and retail loan portfolios and is a specialist in residential, commercial and rural lending.

Bill Calder

General Manager -
Credit Risk

Bill has over 30 years of experience in the banking and finance industries. He has held senior management positions in various financial institutions and specialises in credit and lending management.

Erica Tsang

General Manager - Marketing

Erica is a senior marketing professional with over 15 years' experience in financial services. Erica brings with her extensive experience in product and relationship management, customer experience, retention and strategic marketing having worked across a multitude of positions for many established financial services organisations including Macquarie Bank, Virgin Money and Greenstone Financial Services.

Steven Levy

General Manager - Business & Network Development

Steven is a highly driven and motivated leader with a proven track record in financial services, corporate insolvency and business development roles. His multi-faceted and broad range of skills are underpinned by his accreditation as a Chartered Accountant in Australia and New Zealand.

Colin Hamilton

Senior Manager -
Credit Risk

Colin is a highly experienced Banking and Finance Manager with a career spanning over 40 years in general management, credit and lending management, HR, relationship management and debt recovery.

Clive Kirkpatrick

Senior Consultant -
Business & Network Development

Clive is a banking and finance executive with broad experience in both retail and third party mortgage distribution. With over 30 years’ experience in the industry, Clive brings with him a sound understanding of the lending landscape, gained from holding senior roles in banking and financial services both in Australia and offshore.

Prior to joining Zagga, he was General Manager Mortgage Broking at St George Banking Group, having joined in 2011 after heading up the RAMS Franchise business before that.

Leonie Chapman

Responsible Manager – Legal and Compliance (ACL and AFSL)

Leonie has been working in the banking and finance industry since 2003. In that time, she has provided legal and compliance support, customer complaints management, credit assessment support, credit risk policy audit and acted as responsible manager for Australian Credit Licensees. Leonie has obtained multiple Australian Credit Licences (ACL) and introduced and managed compliance and risk management frameworks for multiple ACL holders.

Anthony Kalaf

Responsible Manager – Compliance (AFSL)

Anthony is a financial services professional with extensive experience in funds management, financial and investment markets, private banking, commercial property and licensing and operational requirements for financial service organisations. Following 17 years in financial markets working with local and foreign financial institutions, Anthony completed a Masters of Applied Finance and since then, has worked across many fund management roles covering property, hotels, securities, equities, derivatives, foreign exchange, deposits, mortgages and private equity.